NHS Calculators & Tools

Free calculators for NHS staff, using 2026/27 pay scales, tax rates and pension tiers for England, Scotland, Wales and Northern Ireland. For your overall take home pay, start with the main calculator.

NHS Redundancy Calculator

Agenda for Change redundancy pay is one month's pay for every complete year of NHS service, counting up to 24 years. Enter your band, hours and service to see your lump sum, how it compares with the legal minimum, and how much is tax free.

NHS contractual schemeEngland caps appliedStatutory comparison

NHS Early Retirement Calculator

In the 2015 NHS Pension Scheme your full pension is paid from your State Pension age, or 65 if later. Retire before that and it's reduced for life. Enter your pension and the age you'd go to see an illustration.

2015 schemeNormal pension ageIllustrative reduction

NHS Sick Pay Calculator

NHS staff get between one and six months' full pay, then the same again at half pay, depending on service. Enter your band, service and any recent absence to see your sick pay and how long it lasts.

Full and half pay periodsPrevious absence deductedCountry rules for shift pay

NHS Back Pay Calculator

When an NHS pay award is paid late, it's backdated to April and the arrears arrive in one payslip. Pick Northern Ireland's pending 3.3% award or enter any pay change to see what lands in your account.

Northern Ireland pending awardPension on arrearsNI in the month paid

NHS Overtime Pay Calculator

Enter your band and the hours you work at weekends, at night and as overtime to see what they add to your pay. Overtime is paid to Bands 1 to 7; every band gets unsocial hours payments.

Overtime (Bands 1 to 7)Unsocial hours (all bands)Scotland's own rates

NHS Maternity Pay Calculator

If you've had 12 months' NHS service by the 11th week before your due week, NHS maternity pay is 8 weeks at full pay, 18 weeks at half pay plus Statutory Maternity Pay, then 13 weeks of SMP. Enter your band and hours to see what you'd get.

Week-by-week paySMP 2026/27Unsocial hours included

NHS Pay Rise Calculator

Enter your salary and the rise to see what it adds to your monthly pay after tax, National Insurance and the NHS pension. A 3.3% rise on a £31,049 salary is £85.33 a month before deductions and about £55.77 after.

Net value of a riseAny percentageCountry tax and pension rates

NHS Annual Leave Calculator

Agenda for Change gives 27 days' annual leave on appointment, 29 after five years and 33 after ten, plus public holidays. Enter your service, country and hours to see your entitlement in days and hours.

Service-based entitlementPart-time pro rataAll four UK countries

NHS Pension Calculator

Pick your country, band and pay point to see your NHS pension contribution, its real cost after tax relief, your employer's contribution and the pension you build up each year in the 2015 scheme.

Country tier ratesReal cost after tax reliefEmployer contribution

NHS Band Comparison Tool

Pick a country and two bands to see their pay points, take home, pension rates and unsocial hours rates side by side, then add your monthly shifts to see what a promotion is really worth.

All four countriesEvery pay pointPromotion with your shifts

NHS Student Loan Repayment Calculator

Pick your band, pay point and loan plan to see the student loan deduction on your payslip, how a month of extra shifts changes it, and what the same pay would cost on every other plan.

Every band and pay pointPlans 1, 2, 4, 5 and PostgraduateTwo plans at once