
In short
A newly qualified nurse in England starts on £32,073 in 2026/27, the bottom of Band 5. After tax, National Insurance and the NHS pension that's about £2,040 a month. You reach the top of Band 5, £39,043, after 4 years. Beyond that, pay depends on moving to a higher-band job: there's no automatic move to Band 6 for nurses.
Nurse pay at each level (England, 2026/27)
| Typical nursing role | Band | Pay | Take home a month |
|---|---|---|---|
| Staff nurse, newly qualified | Band 5 | £32,073 to £39,043 | £2,040 to £2,381 |
| Specialist nurse or team leader | Band 6 | £39,959 to £48,117 | £2,430 to £2,866 |
| Advanced nurse or ward/team manager | Band 7 | £49,387 to £56,515 | £2,934 to £3,309 |
| Modern matron, nurse consultant (mental health) | Band 8a | £57,528 to £64,750 | £3,353 to £3,663 |
| Chief nurse | Band 8d | £94,356 to £108,814 | £4,851 to £5,459 |
Take home is for a full-time nurse with the NHS pension and no student loan, before shifts or London weighting. Every job is banded by job evaluation, so titles vary between trusts: the examples are the ones Health Careers and the national nursing profiles give.
What each band means for nurses
The national nursing profiles were updated in 2025. Band 6 nursing roles are either specialist roles or team leader roles; school nurses, district nurses and health visitors typically start at Band 6. Band 7 has an advanced role, with knowledge to master's level, and a team manager role that covers running a ward or team. Modern matron posts are advertised at Band 8a, and Health Careers lists chief nurse at Band 8d.
Nurse pay in each country
| Country | Band 5 starting pay | Top of Band 5 | Take home a month, start |
|---|---|---|---|
| England | £32,073 | £39,043 | £2,040 |
| Scotland | £34,544 | £43,039 | £2,167 |
| Wales | £32,557 | £39,631 | £2,067 |
| Northern Ireland | £31,049 (2026/27 award pending) | £37,796 | £1,980 |
Scotland pays the most at Band 5 and has a 36-hour week rather than 37.5. Northern Ireland is still on last year's rates until its award is confirmed.
Shifts and London add the most
If you work shifts, your pay is more than the table shows. One weekend a month (15 Saturday hours and 7.5 Sunday hours) adds about £96.49 a month to a new Band 5's take home. In inner London, the High Cost Area Supplement adds £6,415 a year to the bottom of Band 5 before deductions. Use the take home calculator to add your own shifts, or see overtime and unsocial hours.
Student loan
Nurses who trained in England are on Plan 2 or Plan 5. At the bottom of Band 5, Plan 2 takes £20 a month and Plan 5 takes £53. If your English course started on or after 1 August 2023, you're on Plan 5. See the student loan calculator.
Getting from Band 5 to Band 6
Nurses move to Band 6 by applying for a Band 6 post. In February 2026 the government committed to a review of every Band 5 nursing role in NHS trusts in England, to make sure nurses are paid for the work they actually do; all Band 5 roles have to be reviewed by October 2028. If you regularly lead shifts, your role may fit the Band 6 team leader profile. The RCN wants nurses to move to Band 6 automatically after preceptorship, but that isn't the rule. In April 2025 the government also ruled out a separate pay structure for nursing in England.
Nurses trained abroad
Employers have discretion to start you above the bottom of the band for relevant experience, including experience gained outside the UK. The RCN says internationally educated nurses are in practice put on the bottom of Band 5 whatever their experience, so ask about your starting point and get it in writing before you accept.
Frequently Asked Questions
How much does a newly qualified nurse earn in 2026/27?
How long does it take a nurse to reach the top of Band 5?
What is the highest-paid nurse in the NHS?
Is a Band 7 nurse a sister or ward manager?
Are Band 5 nurses being moved to Band 6?
Sources (checked 18 October 2026)
- Pay scales for 2026/27 (NHS Employers)
- NHS Circular PCS(AFC)2026/1: pay and conditions for Agenda for Change staff (Scottish Government)
- Pay Letter AfC(W) 02/2026 (Welsh Government)
- AFC February 2026 Pay Award (2025/26 rates) (HSC Business Services Organisation, Payroll Shared Services)
- Agenda for Change: pay rates (Health Careers (NHS England))
- Re-evaluating nursing: new NHS job profiles (Royal College of Nursing)
- District nurse (NHS Health Careers)
- Health visitor (NHS Health Careers)
- Modern Matron, University Hospitals Coventry and Warwickshire (advert posted 7 August 2026) (NHS Jobs)
- Nursing Band 5 job evaluation (PRN02508) (NHS England)
- A separate pay spine for nursing staff (Royal College of Nursing)
- NHS terms and conditions: Agenda for Change (Royal College of Nursing)
- NHS Terms and Conditions of Service Handbook (version 63) (NHS Employers)
- NHS Pension Scheme member contributions (NHS Employers)
- Rates and thresholds for employers 2026 to 2027 (HM Revenue & Customs)
- Repaying your student loan: which repayment plan you're on (GOV.UK)
See your own payslip, with your band and shifts.
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