NHS Band 5 Take Home Pay Calculator 2026/27
Band 5 is the most common band for newly qualified nurses, midwives and allied health professionals. Starting salary is £31,469 for 2026/27.
Starting Salary
£31,469
Top of Band
£38,626
Starting Take Home
£1,963.78/mo
Top Take Home
£2,295.41/mo
Band 5 Take Home Pay Table 2026/27
| Step | Gross Salary | Monthly Take Home |
|---|---|---|
| Step 1 | £31,469 | £1,963.78 |
| Step 2 | £34,581 | £2,085.75 |
| Step 3 | £37,890 | £2,257.27 |
| Step 4 | £38,626 | £2,295.41 |
Based on standard 37.5-hour week, Rest of UK (no HCAS), with NHS pension, no student loan. Use calculator below for exact figures.
Calculate Your Exact Band 5 Take Home Pay
England 2026/27
Monthly Take Home Pay
Net Monthly Pay
£1,963.78
£453.18/week · £23,565.35/year
Income
Basic Pay£2,622.42
Gross Pay£2,622.42
Deductions
Income Tax-£314.98
National Insurance (8%)-£125.99
NHS Pension (8.3%)-£217.66
Standard Hourly Rate£16.14
Effective Tax Rate12.0%
Typical Band 5 Roles
Staff Nurse
Midwife
Physiotherapist
Occupational Therapist
Paramedic
Dietitian
Frequently Asked Questions — Band 5
NHS Band 5 salary starts at £31,469 and rises to £38,626 at the top of the band for 2026/27, following the confirmed 3.3% pay award.